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Terms of Service

Saturday, 07 November 2009 18:38 Last Updated on Wednesday, 05 October 2011 15:24 Written by

Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy and disclosures page govern Chowins Law Firm's relationship with you with regard to this website.

The term “us” or “we” refers to Chowins Law Firm, LLC d/b/a the Office of David W. Chowins, Attorney at Law whose registered office is 1125 Grand Ave, Suite 900, Kansas City, Missouri. The term “you” refers to the user or viewer of this website.

The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information obtained available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
  • Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s) which are linked to this website. We have no responsibility for the content of the linked website(s).
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of the United States of America and the State of Missouri.  By using this website, you expressly consent to the jurisdiction of the courts of Jackson County, Missouri, USA regarding any dispute arising out of your use of this website.

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You may leave the account number blank if you do not yet have an account number.  We will credit you from your payment information and, if necessary, a follow up email.

Sending a payment does not create an attorney-client relationship.

Online Payment Information and Instructions

Important. Sending us a payment does not create an attorney-client relationship.

Online Payment Processor. Online payments are processed through PayPal's secured servers, but you do not need a PayPal account to make a payment.  When you reach the payment screen, if you do not see where to enter your credit card information, look for a link entitled "Don't have a PayPal account?" Click it to enter your credit card information. For your security, our office does not collect or retain your credit card information on our website.

Account Number. Clients are given a separate account number for each matter we handle for them.  So, please be sure to include the correct account number to ensure the appropriate account is credited for the payment.  If you are not yet a client, nor paying on behalf of a client, you may leave the account number blank or type a short message indicating that you do not have an account number.

Process. Once a online payment is received and available, those funds are immediately deposited electronically into our firm "IOLTA" account, which is a special account designated to hold client funds. Those funds remain in our firm IOLTA account until those funds are earned or we incur expenses related to your case. Additionally, if necessary, we immediately deposit into our IOLTA account an amount equal to any fee charged by the credit card processor. So, your account with us is credited with the full amount of your payment.  Please refer to your fee agreement for more information.

Paying on behalf of a client? In order to credit the proper account, if you are paying on behalf of a client of ours but do not know the account number, please send us a follow up email from the email address you entered when making your payment (or linked to your PayPal account) to confirm your intention to pay for one of our clients.

Refunds. In the event we refund any part of an online payment, the refund must be processed through the credit card or PayPal account used to make the payment. If the payment is made by someone other than the client, we will need written consent from the client to refund the payment to that other person prior to processing the refund.   Because of rules governing the handling the client funds, online payment refunds may take longer to process than what one might normally expect.  So, once a refund is initiated, you should plan on at least two weeks before your refund appears on your credit card or PayPal account.

Discount. The online payment discount offer applies only to current legal fees due on your invoice and which are paid before the date indicated on your invoice. The discount does not apply to expenses we incur in representing you.

Minimum Payment Amount. We require a minimum payment of $25 for online transactions unless the total amount due is less than or equal to $25.  Payments of less than $25 for accounts with an outstanding balance of more than $25 will be refunded to the payor.

Important Disclosures

The choice of a lawyer is an important decision and should not be based solely on advertisements. Neither the Supreme Court of Missouri nor The Missouri Bar reviews or approves certifying organizations or specialty designations.

The information presented in this website is not legal advice and does not form a lawyer-client relationship between the visitor and either Chowins Law Firm, LLC or its attorney(s) without an express agreement between the firm and the visitor.  The receipt of an email from our law firm, even in response to a specific question, does not create an attorney-client relationship.

Chowins Law Firm, LLC is debt relief agency under the United States Bankruptcy Code.

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Contact Information

Office Address:

Traders on Grand Building
1125 Grand Boulevard, Suite 900
Kansas City, MO 64106

Mailing Address:

3965 West 83rd Street #200
Prairie Village, Kansas 66208

(816) 286-4844

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